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July 04, 2013


Doris Widder

Fantastic mini! Love the bright fun colors! Great tags! I especially like how she used the washi to create a new pattern and the washi on the cover is great too!

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Fabulous mini album! I love minis and this is one of my favs!


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High http://coachhotsale.ondemandcashiering.com/ Piotroski Scores in Magic Formula Investing

Joseph Piotroski is an former accounting professor in the University of Chicago, and an active valuebased investor. He noticed when reviewing stocks with incredibly low pricetobook value that a large number of of them were in poor monetary shape, unlikely to survive and deserving of their low valuation. Piotroski set out to devise a method to take these low pricetobook stock lists and mechanically filter out the ones that had been unlikely to survive and prosper, leaving plenty of potentially eye-catching investment opportunities. Piotroski's technique is extremely uncomplicated. A stock is scored by 9 distinct, and incredibly straightforward, criteria that measure the company's overall performance in between the past 2 years. The stock gets a '1' for every single ディオール 財布 チェーン test it passes, and a '0' for every single test it does not. If each years show identical values, a '0.5' is usually awarded. At the finish, all the scores are added up to come up with all the Piotroski score. Within this scale, a '9' is known as a perfect コーチ バッグ トート score, passing all tests. '8' (and '8.5') are extremely good scores worthy of consideration. Backtesting has found that choosing stocks with low valuations and Piotroski scores of 8 or 9 vastly outperforms the marketplace.

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four. Quality of Earnings: '1' if operating cash コーチ アウトレット メンズ ショルダー flow is higher than net earnings, '0' otherwise. This test can determine potential accounting matters, as cash flow is generally higher ディオール 時計 メンズ than net income because of depreciation and intangible asset amortization charges.

five. Longterm Debt vs. Assets: '1' if longterm debt to assets ratio is decrease コーチ バッグ レザー than yearago quantity, or if longterm debt is 0. Would be the コーチ長財布 新作 corporation コーチ長財布 新作 reducing it really is ディオール 2013 秋 debt relative to assets?

six. Existing ディオール バッグ 公式 Ratio: '1' if shortterm assets / shortterm liabilities ratio is greater than earlier http://coachhotsale.whytopaint.com/ we got her a series of Brazilian Blowouts コーチ バッグ アウトレット メンズ year. Would be the corporation acquiring financially stronger?

7. Shares Outstanding: '1' if outstanding shares is reduce or the exact same クリスチャン ディオール 財布 as prior year, '0' otherwise. Is management obtaining back shares and being affordable with options ディオール バッグ 値段 grants?

8. Gross Margin: '1' if gross margin from last year exceeds earlier http://diorcheapsale.beanlucas.com/ year, '0' otherwise. Has the corporation http://coachhotsale.pbxbasic.com/ we got her a series of Brazilian Blowouts ディオール 時計 メンズ been capable to keep pricing power against expense of goods?

9. Asset Turnover: '1' if rise in revenues exceeds rise in total assets, '0' otherwise. This can http://diorcheapsale.ondemandcashiering.com/ we got her a series of Brazilian Blowouts http://diorcheapsale.handsomelab.com/ determine COACH バッグ アウトレット unprofitable investments by management.

So what does the Piotroski approach need to do using the Magic Formula Investing tactic? It's clear that these tests are meant to filter out stocks with rather apparent motives to get a low pricetobook value, like getting ディオール バッグ ピンク unprofitable, being a declining company, or facing increasing debt burdens. Some of these tests are automatically performed by the Magic Formula strategy. For example, test 1 would generally pass, else the stock would possess a damaging earnings yield and under no circumstances reach the MFI screen!

But, many of the other tests are certainly useful to Magic Formula investors. Tests five and six are fine monetary health measures, an issue with some MFI stocks. Tests 2 and 7 can red flag potential accounting oddities, and some in the other people are measures of company momentum, which has been shown to enhance worth investing tactics. For this reason, it is fascinating to calculate the Piotroski scores for stocks around the Magic Formula screen. The highest scores should clearly indicate a cheap stock cost place on a high-quality business with somewhat powerful small business momentum a pretty コーチ バッグ トート solid ディオール 財布 チェーン recipe for accomplishment.

Taking a appear in the 3 MFI screens covered by MagicDiligence (top 50 more than 50 million, best 50 over 1 billion, best 30 over three billion), listed below are コーチ 財布 二つ折り the stocks using a Piotroski score of eight or above:

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