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July 04, 2013

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Doris Widder

Fantastic mini! Love the bright fun colors! Great tags! I especially like how she used the washi to create a new pattern and the washi on the cover is great too!

Elizabeta Dimitrova

Fabulous mini album! I love minis and this is one of my favs!

Libby

I love mini albums and this one is so terrific! Very creative use of the elements. The pinwheel is especially nice.

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Joseph Piotroski is an former accounting professor in the University of Chicago, and an active valuebased investor. He noticed when reviewing stocks with incredibly low pricetobook value that a large number of of them were in poor monetary shape, unlikely to survive and deserving of their low valuation. Piotroski set out to devise a method to take these low pricetobook stock lists and mechanically filter out the ones that had been unlikely to survive and prosper, leaving plenty of potentially eye-catching investment opportunities. Piotroski's technique is extremely uncomplicated. A stock is scored by 9 distinct, and incredibly straightforward, criteria that measure the company's overall performance in between the past 2 years. The stock gets a '1' for every single ディオール 財布 チェーン test it passes, and a '0' for every single test it does not. If each years show identical values, a '0.5' is usually awarded. At the finish, all the scores are added up to come up with all the Piotroski score. Within this scale, a '9' is known as a perfect コーチ バッグ トート score, passing all tests. '8' (and '8.5') are extremely good scores worthy of consideration. Backtesting has found that choosing stocks with low valuations and Piotroski scores of 8 or 9 vastly outperforms the marketplace.

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So what does the Piotroski approach need to do using the Magic Formula Investing tactic? It's clear that these tests are meant to filter out stocks with rather apparent motives to get a low pricetobook value, like getting ディオール バッグ ピンク unprofitable, being a declining company, or facing increasing debt burdens. Some of these tests are automatically performed by the Magic Formula strategy. For example, test 1 would generally pass, else the stock would possess a damaging earnings yield and under no circumstances reach the MFI screen!

But, many of the other tests are certainly useful to Magic Formula investors. Tests five and six are fine monetary health measures, an issue with some MFI stocks. Tests 2 and 7 can red flag potential accounting oddities, and some in the other people are measures of company momentum, which has been shown to enhance worth investing tactics. For this reason, it is fascinating to calculate the Piotroski scores for stocks around the Magic Formula screen. The highest scores should clearly indicate a cheap stock cost place on a high-quality business with somewhat powerful small business momentum a pretty コーチ バッグ トート solid ディオール 財布 チェーン recipe for accomplishment.

Taking a appear in the 3 MFI screens covered by MagicDiligence (top 50 more than 50 million, best 50 over 1 billion, best 30 over three billion), listed below are コーチ 財布 二つ折り the stocks using a Piotroski score of eight or above:

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